Terms and Conditions

Terms and Conditions 

These Terms and Conditions (“Terms”) govern your use of the Liberty River Corp website and services (collectively referred to as “Services”). By accessing or using our website and services, you agree to be bound by these Terms. If you do not agree with these Terms, you must refrain from using our website or Services.

1. Acceptance of Terms

By accessing or using Liberty River Corp’s website and services, you agree to comply with and be bound by these Terms, our Privacy Policy, and any applicable laws and regulations. If you do not accept these Terms, you should not use our Services.

2. Eligibility

To use our Services, you must be at least 18 years old and capable of forming legally binding contracts. By using our website and Services, you represent that you meet these eligibility requirements.

3. Account Creation and Security

To access certain features of our Services, you must create an account by providing accurate and complete information. You agree to keep your account information, including your password, secure. You are responsible for all activities that occur under your account, whether authorized or not. Notify us immediately of any unauthorized use of your account.

4. User Responsibilities

You agree to use our Services only for lawful purposes and in accordance with these Terms. You are prohibited from using our website or Services to:

• Violate any local, state, national, or international law.

• Engage in fraud, misrepresentation, or any unlawful activity.

• Impersonate any person or entity.

• Transmit any harmful, malicious, or disruptive material, including viruses, malware, or spyware.

• Interfere with or disrupt the operation of our website or Services.

5. Services

Liberty River Corp provides digital banking services, including but not limited to account management, deposits, withdrawals, loans, and savings plans. We reserve the right to modify, suspend, or terminate any part of our Services at our discretion, without prior notice, to maintain the security and functionality of our platform.

6. Fees and Charges

Some of the Services may be subject to fees, which will be disclosed to you before you proceed with any transactions. By using our Services, you agree to pay all applicable fees, charges, and taxes associated with your account and transactions. We reserve the right to update or change our fees at any time, and such changes will be reflected on our website.

7. Privacy and Data Protection

Your privacy is important to us. Our Privacy Policy outlines how we collect, use, and protect your personal information. By using our Services, you consent to the collection and use of your data as described in the Privacy Policy.

8. Limitation of Liability

To the maximum extent permitted by law, Liberty River Corp shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from or related to your use of our website or Services, including any loss of profits, loss of data, or other financial loss. Our total liability to you in connection with these Terms shall not exceed the amount you have paid for our Services in the 12 months preceding the event giving rise to the claim.

9. Indemnification

You agree to indemnify and hold Liberty River Corp, its officers, directors, employees, and agents harmless from any claims, losses, damages, liabilities, and expenses (including attorney's fees) arising from your violation of these Terms, your use of our website or Services, or your infringement of any third-party rights.

10. Termination

We reserve the right to suspend or terminate your access to our Services at any time, without notice, if we believe you have violated these Terms or engaged in fraudulent or unlawful behavior. Upon termination, all rights and obligations under these Terms shall cease, except for any liabilities incurred before termination.

11. Dispute Resolution

Any dispute, controversy, or claim arising out of or relating to these Terms, your use of our Services, or your relationship with Liberty River Corp shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association (AAA). The arbitration will take place in [Insert Location], and the language of arbitration will be English.

12. Governing Law

These Terms and your use of the website and Services shall be governed by and construed in accordance with the laws of the United States and the state in which Liberty River Corp is registered, without regard to its conflict of law principles.

13. Modifications to Terms

Liberty River Corp reserves the right to update or modify these Terms at any time. Any changes will be effective upon posting on our website. We encourage you to review these Terms regularly for any updates. By continuing to use our Services after any changes are posted, you accept the revised Terms.

14. Intellectual Property

All content, trademarks, logos, graphics, and software used on our website and Services are the property of Liberty River Corp or its licensors and are protected by intellectual property laws. You may not use, copy, modify, or distribute any of these materials without prior written consent from Liberty River Corp.

15. Contact Us

If you have any questions about these Terms or need assistance with your account, please contact us at:

Email: info@libertyrivercorp.com